After 32 years of marriage and not being able to work the past six years due prior to divorce due to osteoarthritis and back issues, I was and still am to an extent, in the same position as yourself.I applied for disability three months prior for filing for the divorce on my ex’s insistence .He was totally aware I could no longer practice as an RN due to joint replacements in my fingers.He was even present when the doctor told me the severity of my disability .Thank god I was approved for SSDI first time around,not on appeal, during my divorce.My attorney also told me if I was disabled it would almost quarentee my chances for alimony in futuro,since I had no Income and could not be rehabilitate.Howeverwhen I learned, not from my attorney but from my own research on divorce laws in the state of TN, a ever, the many changes of circumstances that can affect financial income in the years to come,lifetime does not mean you will get your spousal support for a lifetime.The opposite is quite true.The divorce decree may not state that fact.However Alimony in futuro (life), may. be modified and reduced under many circumstances, such as unemployment,decrease in salary or becoming disabled.And retirement? alimony may be increased due to factors that raise payors in income.There are also instances that can change alimony for life to none at all.Having a live in friend, supporting someone, even your child, on funds received as alimony and possibly retirement, can terminate spousal support.This last one causes great concern for me.Death of either party stops alimony payments as well as the remarriage of the party receiving the support.Should you return to work or have increase in income your alimimony May be reduced or terminated if it is proven you can support `yourself.you must prove the financial need for spousal support and your ex the ability to pay spousal support to you.(Beware attorneys tell them to stop all overtime and put of bonuses to decrease their income.Also before divorce papers are served ,buying a new vehicle or such,as a mandatory restraining order is put on your ability to buy,sell,spend or hide joint property.Laws on alimony varies state to state.Most courts do not like alimony in futuro and favor rehabilitive alimony instead.Different types of alimony have different rulues and time frames.Know what types of spousal support there are are watch for them carefully in documents.If you have the need for alimony in futuro (you are disabled)and your husband has the ability to pay, chances are good you may be awarded this type of alimony.How long you were married and fault of one party can also figure into this type of alimony.Make sure that alimony sought for is alimony in futuro, not rehabilitative or alimony for a specific time frame, or part of your divorce settlement.When considering how much to request in alimony payments don’t forget medical costs, costs of Medicare (it’s not free and has a deductible as well as only a percentage of medical bill is paid and your Dr. has to participate wth Medicare reimbursements.Medications are not included in Medicare part A or B.To buy a part D Medicare plan drugs is expensive.Also deductibles can be 500$ or more.Your medication may not be in their formulary,Figure in Drs.co-pays, as well as co-pays for procudures.Very important to know-Medicare does not begin until you have been recieviySSD for two years.That means you are with out health care for that amount of time if you were covered under husbands health care plan.Take out a life insurance policy on him( you control making payments with money he provides you I alimony or other form so he can not cancel policy or have policy canceled for non payments.If he dies you can fall back on the policy since alimony will end upon his death:Alimony for life (futuro)is until either of you die or you remarry.Be aware of retirement policy’s and they are all different and need to be researched.I lost thousands in retirement awards due to my attorney not doing so. Consider your ex gets to build his pension or retirement in the coming years. You do not have that benefit if not working.I can not stress this enough as SS benefits are so low there is no way any one can survive on them alone.You need his retirement benefits also. If married for 10 years or more and unmarried at the time of retirement you can receive your up to 50% of ex’s social security benefits if the amount is higher than your benefit rate:Your SSDI will be dependent on your past work history and earnings,so if you have been unable to work for some time, you will need alimony to survive.Is your marriage long term such as over 10-15 years long? That increases the likelihood you will receive alimony in futuro.Just because this type of alimony is for life there is no quarentee that when he retires he will try to have the alimony modified or end it completely.If he becomes unemployed or disabled or dies, this may result in the alimony that you thought was for life,turn into termination spousal support.This is why knowing all retirement accounts ,plan features and type of retirement accounts they are,is crucial to your ability to maintain support if challenged in court.Financially know everything you can about the soon to be ex.You May have to prove his assets and income in the future.Remember, it is his ability to pay alimony that is factored in.The amount of spousal support you request must match his ability to pay that amount. Reviewhi expe with a fine tune comb and don’t be afraid to disagree with your attorney. I hired five different attorneys and not one of them addressed my health carcosts, tax implications or division of retirement accounts .One other note.In 2018 alimony will no longer be tax deductible for the payoror and the payee will no longer have to claim the alimony as income.I have to claim my alimony which means I pay the IRS and he deducts it from his taxes.How nice wish my attorney had advised me so I would have not settled on such a low alimony amount.I can modify the amount by going to court but in Rhea county,TN they do not follow the law, and am afraid it would be taken from me despite my ex-s earnings.